2026 Paycheck Calculator

Enter your salary to see what your paycheck looks like after federal income tax, FICA (Social Security + Medicare), and state income tax — with 2026 brackets, the $16,100/$32,200/$24,150 standard deduction, and the $184,500 Social Security wage cap.

Estimated take-home per paycheck

—
Net Federal FICA State Pre-tax 401(k)/health
Gross pay—
Federal income tax—
FICA (Social Security + Medicare)—
State income tax—
401(k) + health (pre-tax)—
Annual take-home—
Total annual tax—
Effective tax rate—
Marginal rate (fed+state+FICA)—
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States with no income tax

Nine states take nothing out of your paycheck for state income tax:

AlaskaFloridaNevadaNew HampshireSouth DakotaTennesseeTexasWashingtonWyoming

Highest state income tax rates (2026)

Top marginal state rates among states with graduated taxes:

StateTop rate
California13.30%calculator →
Hawaii11.00%calculator →
New York10.90%calculator →
District of Columbia10.75%calculator →
New Jersey10.75%calculator →
Oregon9.90%calculator →
Minnesota9.85%calculator →
Vermont8.75%calculator →

Flat-tax states

Arizona 2.50%Colorado 4.40%Georgia 5.19%Idaho 5.30%Illinois 4.95%Indiana 3.00%Iowa 3.80%Kentucky 3.50%Louisiana 3.00%Massachusetts 5.00%Michigan 4.25%North Carolina 4.25%Pennsylvania 3.07%Utah 4.55%Virginia 5.75%

Graduated-tax states

AlabamaArkansasCaliforniaConnecticutDelawareDistrict of ColumbiaHawaiiKansasMaineMarylandMinnesotaMississippiMissouriMontanaNebraskaNew JerseyNew MexicoNew YorkNorth DakotaOhioOklahomaOregonRhode IslandSouth CarolinaVermontWest VirginiaWisconsin
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Estimates only — see methodology and limitations. Not tax advice.